A message from Tom Wardrope

Most people don't look at a mortgage as being the cornerstone of their overall financial plan, but it is. It is the largest debt you will ever incur and affects every other financial aspect of your life. Choosing a mortgage is one of the most critical financial decisions you will ever make.

Cherry Creek Mortgage is a company that funds in excess of $1.5 billion dollars in mortgages a year. We are large enough to serve every mortgage need of our clients, and, at the same time, we are small enough to care. The nation's largest lenders and the Internet lenders want to make the mortgage process as impersonal as possible in order to do as much volume as they conceivably can.

At Cherry Creek we have taken a completely opposite course. Our goal is to sit down with each client for a 30 to 45 minute personal consultation. In that meeting we seek to determine what loan (there are two dozen basic variations of a 30 year fixed rate mortgage) best fits their long and short term financial goals and their payment and equity objectives.

We recognize that every client has different goals and that these goals change over time. We view closing a loan for a client as the beginning of a lifetime relationship in which we seek to be sure that the client is always in the loan that best suits their needs at any given point in time.

This Internet site will provide you with a basic understanding of our philosophy. We urge you to avail yourself of our ability to help you choose the loan that's right for you. As Barry Habib, a prominent CNBC financial analyst, says: "The cost of being in the wrong loan is far greater than the few dollars a month savings you can achieve by choosing a mortgage and a mortgage lender solely on price."

Additionally, 85% of our clients have told us that their two most important financial goals are building wealth, and achieving financial freedom. For that reason we have included in this section of our website numerous articles that we hope will assist you in achieving your financial goals.